IOF included · Up to 12x installments · 100% Secure

Shop abroad, pay in reais

Shop at establishments in the US and Europe and pay in reais via PIX or credit card with up to 12 installments. IOF already included, zero surprises on your bill.

How does IOF work?

The IOF that normally applies to international credit card transactions is already included in the exchange rate applied by DreamPay. You won't see any additional IOF charges on your credit card bill.

Applies to payments processed through DreamPay, an international payment intermediary.

How it works

1

Choose the product or service

Browse the foreign DreamPay partner establishment and choose what you want to buy.
2

Pay in BRL via PIX or card

On the DreamPay payment page, choose PIX for instant payment or enter your credit card details and select the number of installments.
3

Purchase confirmed

Payment approved by your bank as a domestic purchase. The establishment receives confirmation and processes your order.
4

Delivery or service access

Receive your product or access the service normally. DreamPay handles all conversion and settlement in the background.

Your benefits

IOF included

IOF is already included in the DreamPay rate, no additional charges on your bill.

Split into up to 12 installments

Use your domestic credit card limit to buy abroad in installments. Same process as a local purchase.

Secure payments

All transactions are protected with encryption and security best practices. Your financial data is always safe.

Total transparency

Know exactly how much you will pay in reais before confirming. No surprises on your statement.

Credentialed Establishments

Explore DreamPay partner establishments where you can pay in reais with installments

111 establishments

advocacia lomonaco

coimbra

Aline Cunha Medicina Dentária, Lda

Porto

Almeida&Mourão - Advogadas

Porto

Ana Beatriz Angelo | Advocacia

COVILHÃ

Ana Carolina Nogueira

Braga

André Araujo Advogado

Porto

Atlantic Summit Lda

Lisboa

BEBETTER, LDA

ESTORIL

BECODE

PORTO

Bianchi e Regis LDA

Aveiro

Blossom Clinic

Braga

BV Venture Unipessoal LDA

POVOA DE VARZIM

CAMIZÃO & LOBATO - CLÍNICA DE MEDIC DENTÁRIA, LDA

Porto

carlos eduardo cavalcante

PORTO

Carlos Manuel Correia da Silva - Papelaria A4

Ponte de Lima

Castilho & Martins LDA

LISBOA

Clarabia

BRAGA

CLINICA MEDICINA DENTÁRIA JFR, LDA

Matosinhos

Corporación Dermoestética

Lisboa

Danielle Toledo | Advogada Internacional

Rio Tinto

Dentes Giros Lda

MATOSINHOS

Dentinov

Braga

Destinos Objetivos

LISBOA

Eliane Batista Advogada

Loures - Lisboa

Equação do Tempo - Relojoaria, Lda

Porto

Escrita Mensageira - Unipessoal LDA

Porto

Espelho do Passado - Investigações Digitais, Lda

Algés

Estela DaMatta

Fânzeres - Gondomar

Europackers - transportes e mudanças Lda

Porto

Fábio Mendes Martins

Porto

Fabrício Cabral Soares

Coimbra

FASHION STORE

Mealhada

Felipe Araujo Alves da Silva

Matosinhos

FERNANDA DE AVILA BESSA PIRES

Porto

Filipe Vigo Advocacia Internacional

Lisboa

Flavia Cesare Advogada

Braga

Flavio Jose Farias dos Santos

ARROIOS

Fredson Silva de Teive e Argollo

Porto

Funerária Clássica

Lisboa

GABRIELLA ARAUJO e GABRIEL BORGES, LDA

PORTO

Great Level Unipessoal Lda

Lisboa

Greice Teichmann

Azeitão

HATeixeira Sociedade Unipessoal LDA

Penafiel

Ideale Medicina Dentária e Harmonização Facial Lda

Porto

Instituto Face e Vida

Porto

Instituto Rua e Sampaio Lda

MAIA

Izabela Vasconcelos

Lisboa

JANGADA D`ASSUNTOS, UNIPESSOAL LDA

Braga

JORGE M COELHO - UNIP, LDA

ÍNFIAS VÍZ

Junia Lodi Unipessoal Lda

Porto

Karina Sasso

Rio Tinto

KATIA APARECIDA CAMARGO DO NASCIMENTO PAVÃO PIONTI

Montijo

Kelly Bortoleto Advocacia

Braga

Lance Justo

Meãs do campo

Lendária e Próspera Unipessoal Ltda

Matosinhos

Limousines a paris

PARIS

LM Advocacia Internacional

Oeiras

Lois Cordeiro Pereira Advogada

Vila nova de Gaia

LUCAS SANTOS RIETHER AZOUBEL

Setúbal

Luxury Douro Tours

Vila Real

Luxury Drinks Portugal

Porto

Magalhães e Bernardes, Lda.

PORTO

MakeUCase Lda

Vila Nova de Gaia

MARCIO LUIZ FERREIRA VIEIRA

AGUEDA

Marco Goulart

Cascais

Mariana Matos Advocacia Internacional

SEIXAL

Mariana Morais Advogada

Vila do Conde

Marianna Guimarães

Porto

Masterclinic Medicina Estética e Anti-Aging Lda

Porto

Maxwell Instituto da Face Lda

Porto

Minimaquinas serviços lda

Marco de Canaveses

MMPT Beauty Concept LDA

Lisboa

Monarch Health Care

Porto

Natasha Serina

Parede

Nobrega & Graterol, Lda.

Ramada, Odivelas

Nunes Alves Advogados

Lisboa

Nutrify - Nutrição, Saúde e Desporto

Aveiro

ODONTOCENTRO LDA

PORTO

Oi Clinic

Sintra (Amadora)

Ondagloriosa lda

Braga

Onodera

Lisboa

ONODERA GAIA

Vila Nova de Gaia - Porto

ONODERA GUIMARAES

GUIMARAES

Oralplan Lisboa

Lisboa

Os Eventores lda

Porto

Patricia Coelho Correia

Cidade da Maia

Paulo Andre Gato

Setúbal

Perfect Capacity Broker Business & Solutions

Porto

PHARMAESTETIC,LDA

matosinhos

PortOral

PORTO

PORTUGAL SEM FRONTEIRAS

Sobrosa - Paredes

Proage Clinic by Joana Lino

Porto

Puldim, Lda

Porto

Radiance Medicina Dentária

RIO TINTO

Renata Borges consultoria jurídica

Boa vista

RICARDO GAMA

Batalha

Rit Premium Dental Care Lisboa

Lisboa

RMA Consultorias

Almada

Rosana Reis Medicina Dentária Lda

Porto

Sandrileide de Sousa Silva de Pinho

Lisboa

Selective Travel DMC incoming

Samora Correia

Sephora Marchesini Advogada

Montemor-o-Velho

Smile Way

Porto

Surprise calendar saúde unipessoal Lda

Évora

Tabatha Walazak

Porto

Talentos Afaveis Unipessoal

Porto

Tati de Pinho

Pombal

Thamyres Farias Advocacia Internacional

Porto

VCLS-AGENCIA DE VIAGEM

lisboa

Whitevidence Lda

Alcabideche

Wine Broker - Exímio e Original Lda

Cascais

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